body { background: #FEFEFE; margin: 0; }

#sitewrap { width: 700px; text-align: left; }

#header { border-top: 6px solid black; height: 142px; }

#header img { border-top: 4px solid white; border-bottom: 4px solid white; }

#header .logo { border-right: 4px solid white; }

#nav { height: 36px; background-image:url(images/navbg.jpg); background-repeat: no-repeat; text-align: center; }

#nav img { margin: 0 70px; border: 0; }

#content { min-height: 300px; background-image:url(images/contentbg.jpg); background-repeat: no-repeat; padding: 0; margin: 0; }

#disclaimer { 
   vertical-align: text-bottom; border-bottom: 6px solid black; padding: 8px;
   color: #808080;
   font-family: "Times New Roman", Verdana, Arial;
   font-size: 8pt; 
}

#content p {
   font-family: "Times New Roman", Verdana, Arial; padding: 8px;
   font-size: 11pt; 
}